Personal Injury Case Tips – Worker’s Compensation Coverage
The nature of the injury should be studied by the personal injury lawyer. If the first report reveals the injury to be slight but the claimant is contending disability, the case should be assigned for investigation. The employer and the attending physician have to be interviewed. The lawyer must also arrange for a medical examination by one of his own consultations. An effort must be made to determine the true extent of injury and the anticipated period of disability. The auto accident attorney can give you more information about this subject.
An investigator is compelled to speak to many people in the course of any investigation. It is important that the names of all these people be incorporated in his report. The omission of such names may handicap, to a great extent, the position of the insurance company in its handling of the case, in the event disputes arise or differences of opinion present themselves.
There a report or any investigator deals with the questions of lost time of lost wages as a result of an alleged accident, it is essential that the source of any information or conclusion be supplied. It is not sufficient that the report say “The insured verified the accident.” Or “The foreman witnessed the accident.”
An investigator must be able to evaluate his findings accurately. He has to know the right thing to do in all the varied circumstances he comes upon in the course of his work. It is essential that he have the judgment and self-assurance to select the right move if several alternatives present themselves. In addition, in his report, he must be able to select, place in proper perspective and emphasize the significant elements of his findings without burying them in a morass of inconsequential verbiage.
Preliminary Claim Information
The examiner has to review the claim information before him to determine the case is one that may not be compensable, therefore warranting investigation. If doubt exists as to compensability of the claim it should be promptly assigned to an investigator for the development of the record. There is no set rule about which case should be the subject of investigation but generally all serious cases, all questionable cases, all subrogation cases must be carefully examined and investigated.
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